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ANCHOR LEAD IN:
WAITING WITH BAITED BREATH FOR YOUR TAX REFUND?
THIS YEAR, THE IRS SAYS THE AVERAGE REFUND TOTALS ABOUT $2,300. HOW ARE YOU
PLANNING ON SPENDING YOURS? ALTHOUGH BLOWING IT ON SOMETHING FUN IS APPEALING,
____ GIVES YOU A HEADS UP ON SOME WISE WAYS TO SPEND THAT UNEXPECTED CASH.
NAT SOT
MOUSE/TYPING
TRACK ONE Length:
05
ANTHONY HEVIA SAYS LAW SCHOOL ISN'T THAT TAXING... BUT FOOTING THE BILL IS
A DIFFERENT STORY.
SOT
KEY @ : 07 Anthony Hevia, Received Tax Refund
"I was going to have to put like five hundred dollars away every couple
of weeks to try to pay that tuition back."
TRACK TWO Length:
06
SO, HE WAS THRILLED WHEN UNCLE SAM SENT HIM A SURPRISE---A 2,500 REFUND CHECK!
SOT
KEY @ : 19 Anthony Hevia, Received Tax Refund
"I decided to spend my tax return on my tuition because it was the largest
outstanding debt that I had."
TRACK THREE Length:12
OKAY...WE KNOW...THAT'S NO FUN. YOU'D PROBABLY RATHER SPEND THAT WINDFALL
ON DINNERS, VACATIONS, AND SHOPPING SPREES.
WHILE THAT'S TEMPTING-FINANCE EXPERT MARY BETH FRANKLIN SAYS THERE ARE BETTER
USES FOR YOUR MONEY.
SOT
Key @ : 37 Mary Beth Franklin, Kiplinger Personal Finance Magazine
"For anybody who has credit card debt, it's a ball and chain. Get rid
of it if you can."
TRACK FOUR Length:
03
IF YOUR DEBTS ARE ALREADY PAID DOWN... SAVE FOR A RAINY DAY.
SOT
KEY @ : 45 Mary Beth Franklin, Kiplinger Personal Finance Magazine
"If you don't have an emergency fund, start one. If you do, and it needs
a little life support, beef it up. "
TRACK FIVE Length:05
FRANKLIN ALSO SAYS PUT THE MONEY IN AN INDIVIDUAL RETIREMENT ACCOUNT OR I-R-A.
SOT
KEY @:55 Mary Beth Franklin, Kiplinger Personal Finance Magazine
"If you put two thousand dollars a year in an IRA or Roth IRA, for 25
years, it'd be worth over 170,000 at the end of the time."
TRACK SIX Length:
04
ALREADY INVESTED? HOW ABOUT TAKING CARE OF SOME UNFINISHED PROJECTS.
SOT
KEY @ : 1:09 MMary Beth Franklin, Kiplinger Personal Finance Magazine
"If you have money in hand and you need some work done on the house or
work done on the car, why not pay cash?"
TRACK SEVEN Length:
08
ONCE YOUR FINANCE BASICS ARE COVERED, FRANKLIN SAYS GO AHEAD AND SPOIL YOURSELF.
AS FOR ANTHONY, HE'S HAPPY TO BE DEBT FREE FOR ANOTHER SEMESTER.
SOT
KEY @ : 1: 22 Anthony Hevia, Received Tax Refund
"I am thanking the tax gods for my return."
ANCHOR TAG:
IF YOU HAVEN'T RECEIVED YOUR TAX REFUND, YOU CAN CHECK THE STATUS BY SIGNING
ON TO WWW DOT I-R-S DOT COM AND CLICK ON WHERE'S MY REFUND. HAVE YOUR TAX
RETURN HANDY BECAUSE YOU'LL NEED YOUR SOCIAL SECURITY NUMBER AND THE AMOUNT
YOU'RE EXPECTING TO RECEIVE.
SOURCE INFORMATION:
Mary Beth Franklin
Kiplinger's Personal Finance Magazine
1729 H Street NW
Washington, DC 20006
PR Contact:
Mark Ballard
212-255-8455
Mary Beth Franklin is an associate editor of Kiplinger's Personal Finance
Magazine. She covers retirement planning, social security issues and long-term
care insurance.
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