ANCHOR LEAD IN:
Statistics source:
http://www.league.org/publication/abstracts/leadership/labs0195.htm
THE AVERAGE AMERICAN WORKER CHANGES JOBS FOUR TO SIX TIMES DURING THEIR CAREER. IF YOU'VE BOUNCED AROUND...THE PENSION AND RETIREMENT FINANCES YOU'VE COLLECTED AT WORK ARE LIKELY TO BE PRETTY COMPLICATED - AND HARD TO KEEP TRACK OF...HERE'S ______________ WITH AN IMPORTANT HEADS UP... SO YOU DON'T LOSE TIME AND MONEY.

TRACK ONE Length: :08
PAUL ST. PIERRE LOVES WORKING BUT RETIREMENT IS WHAT HE AND HIS WIFE DREAM ABOUT....WHEN IT COMES TO FINANCING THAT FUTURE...PAUL THOUGHT HE WAS ALL SET.

SOT:
Key @ : :09 (Quick!) Name: Paul St. Pierre Title: Salesperson
"I had a pension, and hadn't thought about it for years.

TRACK TWO Length: 14
THAT PENSION WAS FROM A JOB HE LEFT A DECADE AGO...BECAUSE IT WAS A 'DEFINED BENEFIT,' PLAN THE COMPANY HAD TOTAL CONTROL OF THE INVESTMENT.... PAUL COULDN'T TAKE IT WITH HIM...BUT HE WAS STILL COUNTING ON IT.
UNFORTUNATELY, THE FIRM HAD CHANGED HANDS AND HIS PAPERWORK WAS LOST...

SOT:
Key @ : :27 Name: Paul St. Pierre Title: Salesperson
"They pretty much told me I didn't exist for the 22-odd years that I worked there.

TRACK THREE Length: :06
EXPERTS SAY LOSING TRACK OF BENEFITS IS BECOMING MORE OF A PROBLEM AS PEOPLE JUMP FROM JOB TO JOB THESE DAYS..

SOT
Key @ : :38 Name Ellen Bruce Title: Director, Pension Action Center
"The workforce is much more mobile than it was 20 years ago. "

TRACK FOUR Length: :03
AND YOU CAN'T COUNT ON YOUR OLD BOSSES TO KEEP YOUR FILES FOREVER.

SOT
Key @ : :46 Name Ellen Bruce Title: Director, Pension Action Center
"You want to keep your records, you want documentation in writing of your entitlement, and you want to keep it for a long time."

TRACK FIVE Length: :07
THAT'S EASIER TO DO WITH A 'DEFINED CONTRIBUTION' PLAN LIKE A 401-K. EMPLOYEES HAVE MORE CONTROL....THEY CAN...

SOT
Key @ : 1:01 Name Ellen Bruce Title: Director, Pension Action Center
"...take the money when they leave and roll it over and invest it."

TRACK SIX Length: :10
BOTTOM LINE...NO MATTER WHAT TYPE OF RETIREMENT PLAN YOU'RE OFFERED AT WORK...IT'S YOUR JOB TO STAY ON TOP OF WHAT'S COMING TO YOU... OR YOUR DREAMS OF TRAVELING THROUGH THOSE GOLDEN YEARS MAY BE GONE....

SOT:
Key @ : 1:11 Name: Paul St. Pierre Title: Salesperson
"I didn't keep tabs on it, and that was the problem."

ANCHOR TAG:
List of centers: http://www.pensionrights.org/pages/help.html
PAUL EVENTUALLY GOT WHAT HE WAS OWED BUT IT TOOK A LOT OF BACKTRACKING.
IF YOU NEED HELP FIGURING OUT YOUR PENSION PROBLEMS, THERE ARE PENSION COUNSELING CENTERS AROUND THE COUNTRY, SET UP BY THE ADMINISTRATION ON AGING. YOU CAN FIND A LIST AT WWW.PENSIONRIGHTS.ORG OR GO TO OUR WEBSITE FOR THE LINK.

SOURCES:

Ellen Bruce
Director of the Pension Action Center at the University of Massachusetts at Boston,
UMass-Boston
100 Morrissey Boulevard
Wheatley Building, 3rd Floor, Gerontology Institute
617-287-7315
ellen.bruce@umb.edu

Pension Information:
WWW.PENSIONRIGHTS.ORG