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ANCHOR LEAD IN:
YOU KNOW YOU NEED TO SAVE FOR RETIREMENT...BUT HOW MUCH DO YOU NEED AND HOW
CAN YOU REACH YOUR GOALS? NOW, THERE ARE PLENTY OF TOOLS THAT PROMISE TO HELP
YOU UNRAVEL THE RETIREMENT RIDDLE. HOW DO THEY WORK? WHICH ONES SHOULD YOU
CHOOSE?
HERE'S____________WITH A HEADS UP ON HOW TO CALCULATE YOUR FUTURE!
TRACK ONE Length:04
R.J. AND LAURA BUCKINGHAM KNOW WHEN IT COMES TO RETIREMENT...MONEY MATTERS.
SOT
KEY @: 06 RJ Buckingham, Saving For Retirement
"We want to be able to provide for our family for as long as we can and
then provide for ourselves when we're older."
TRACK TWO Length:
05
THEY HAVE TWO YOUNG CHILDREN...AND ONLY RECENTLY STARTED SAVING FOR THEIR
GOLDEN YEARS.
SOT
KEY @: 15 RJ Buckingham, Saving For Retirement
"I wish I started when I was 22 instead of when I was 32 and it would
be a heck of a lot easier."
TRACK THREE Length:
12
NOW FAMILIES LIKE THE BUCKINGHAMS CAN FIGURE OUT HOW MUCH THEY'LL NEED...AND
HOW TO GET THERE...THANKS TO A SLEW OF INTERNET RETIREMENT CALCULATORS. THEY'RE
ALL OVER FINANCIAL, GOVERNMENT AND CONSUMER SITES. BUT ARE THEY ALL THE SAME?
SOT
NO KEY
"Different calculators may take into account different factors."
TRACK FOUR Length:
11
GREG MCBRIDE OF BANKRATE.COM SAYS
IT IS IMPORTANT TO FIND ONE THAT FACTORS IN CURRENT AGE, AVERAGE ANNUAL INCOME,
ESTIMATED AGE OF RETIREMENT, AND ESTIMATED LIFE EXPECTANCY.
SOT
KEY @: 46 Greg McBride, Bankrate.com
"When estimating your life expectancy, it's best to over estimate."
TRACK FIVE Length:
03
SOME OTHER KEY THINGS YOU SHOULD LOOK FOR....
SOT
KEY @: 56 Greg McBride, Bankrate.com
"What kind of inflation assumption is made. What kind of assumptions
are made about returns and things like the stock market."
TRACK SIX Length:
05
BUT SINCE DIFFERENT EQUATIONS CAN LEAVE YOU WITH DIFFERENT TOTALS...WHICH
ONE SHOULD YOU COUNT ON?
SOT
KEY @: 1:06 Greg McBride, Bankrate.com
"It's best to take the highest number. That way you reduce the odds that
you outlive your money."
TRACK SEVEN Length:11
WE ASKED RJ AND LAURA TO TRY FOUR POPULAR RETIREMENT CALCULATORS. THE COUPLE
SAID ALL WERE FAIRLY EASY TO USE... AND THEIR TARGET SAVINGS WERE CLOSE IN
RANGE...BUT, THE NUMBERS WERE DEFINITELY A WAKE UP CALL!
SOT
NO KEY
"2,700,000 or something like that was the highest number...and there's
a high chance of that isn't there?"
ANCHOR TAG
MCBRIDE SAYS RETIREMENT CALCULATORS ARE USEFUL FOR PEOPLE WITH 'TYPICAL' FINANCIAL
CIRCUMSTANCES...BUT HE WARNS THEY MAY NOT GIVE ACCURATE PREDICTIONS FOR PEOPLE
WITH SPECIALIZED NEEDS.
SOURCES
Greg McBride
BankRate.com
gmcbride@bankrate.com
PR contact is Chantal von Alvensleben
561-630-2400 ext. 1295
Mr. McBride is a Senior Financial Analyst with BankRate.com..
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