ANCHOR INTRO:
CALL IT THE RETIREMENT RIDDLE. HOW DO YOU MAKE SURE YOU NOT ONLY SAVE ENOUGH MONEY, BUT ALSO INVEST IT THE RIGHT WAY? DO YOU PAY TAXES UP FRONT OR WAIT AND PAY TAXES WHEN YOU WITHDRAW THE MONEY? ____________GIVES YOU A HEADS UP ON SOME NEW ADVICE FROM THE EXPERTS. .

TRACK ONE Length: 08
SCOTT BUSSON (BYOU-son) AND HIS BOYS HAVE A GREAT TIME BUILDING BLOCKS,
CHALLENGING EACH OTHER TO STACK THE HIGHEST TOWER.

NATSOT Length: 02
"Daddy, we need help building our tower."

TRACK TWO Length: 09
SCOTT SEES HIS GOAL OF SAVING FOR RETIREMENT AS THE SAME BALANCING ACT:
PAYING TODAY'S BILLS, SAVING FOR COLLEGE AND SEARCHING FOR WAYS TO PROTECT HIS GOLDEN YEARS.

SOT
KEY @: 20 Scott Busson, Planning for Retirement
"I was kind of missing the boat there, as far as the tax savings went."

TRACK THREE Length : 09
SCOTT WASN'T SURE ABOUT WHERE TO STASH HIS RETIREMENT DOLLARS… SHOULD HE OPT FOR A TRADITIONAL PLAN AND DEFER TAXES? OR CHOOSE THE NEW ROTH, AND PAY UNCLE SAME UP FRONT?

SOT
KEY @: 32 ( QUICK) Mike Quinlan, Financial Advisor
"Everybody's situation is different."

TRACK FOUR Length : 05
BUT THERE'S ONE PIECE OF ADVICE THAT APPLIES TO EVERYONE: NO MATTER WHAT
PLAN YOUR EMPLOYER OFFERS…

SOT
KEY @: 42 Mike Quinlan,Financial Advisor
"If you have the opportunity to take advantage of a company matching plan, take advantage of it."

TRACK FIVE Length : 08
WHEN YOU HAVE A CHOICE AT WORK, OR ARE INVESTING ON YOUR OWN, IT'S YOUR TAX BRACKET THAT MAY DICTATE YOUR DIRECTION. IF IT'S LOW YOU MIGHT WANT TO PAY NOW.

SOT
KEY @: 56 Mike Quinlan, Financial Advisor
"You're paying the tax at a lower rate than you may be at in the future."

TRACK SIX Length : 07
IF IT'S HIGH, IT MAY BE BEST TO STICK TO A TRADITIONAL IRA OR 401(k), DEFERRING TAXES UNTIL YOU MAKE WITHDRAWALS AT RETIREMENT.

SOT
KEY @:1:09 Mike Quinlan, Financial Advisor
"The income stream is less, they're potentially in a lower tax bracket. It may make more sense for that person."

TRACK SEVEN Length: 05
AND, IF YOU FALL SOMEWHERE IN-BETWEEN, LIKE SCOTT, OUR ADVISOR SAYS CONSIDER INVESTING A LITTLE IN BOTH.

SOT
KEY @: 1:21 Mike Quinlan, Financial Advisor
"One of the nice things about using a multiple-vehicle approach by using, say, a traditional 401(k) and using a Roth provision, you may be able to diversify your
tax strategy over time to try to make up for the unknowns of the future."

TRACK EIGHT Length : 03
SCOTT IS NOW RE-EVALUATING HIS SAVING STRATEGY.

SOT
NO KEY
"Anyway that I could end up with more money, I would certainly be willing to adjust."

ANCHOR TAG:
IF YOU'RE INTERESTED IN THE ROTH 401(k), ASK IF YOUR COMPANY OFFERS IT--NOT ALL WILL. IF THEY DON'T, YOU CAN GO TO A BROKERAGE FIRM TO INVEST IN THAT PLAN.

SOURCE INFORMATION
FOR CLIENT-STATION USE ONLY
The information provided below is for client-station use only. It is provided to help you obtain answers to any additional questions you may have and to help you localize a story. This private contact information, including phone numbers, addresses and email addresses, cannot be given to viewers nor posted on your Website. It is for internal station use only. Any exceptions to this will be clearly noted. Thank you.

Mike Quinlan,
COO, The Henssler Financial Group,
The Henssler Financial Group,
3735 Cherokee Street,
Kennesaw, Georgia 30144
p: 770-429-9166,
f: 770-428-3852,
For more than 15 years Dr. Gene Henssler and his staff have been providing asset management, financial planning, consulting, accounting and tax services to individuals, corporations and institutions. With assets under advisement of more than $1.1 billion as of September 30, 2006, The Henssler Financial Group earns money through asset-based fees or hourly charges.